# Zorgo

> Zorgo is an online insurance service in Uzbekistan. The website provides information and online purchase flows for OSAGO compulsory motor insurance, KASKO vehicle insurance, and travel insurance.

Public content is available in Uzbek at unprefixed URLs and in Russian under `/ru/`. Use public product, insurer, and editorial pages as reference material. Account, calculation, checkout, payment, and individual policy pages are transactional or private and should not be treated as public documentation.

## Insurance

- [Insurance overview — Uzbek](https://zorgo.uz/insurance/): Overview of insurance products available through Zorgo.
- [Insurance overview — Russian](https://zorgo.uz/ru/insurance/): Russian version of the insurance overview.
- [OSAGO — Uzbek](https://zorgo.uz/insurance/osago/): Compulsory motor third-party liability insurance information and calculator entry point.
- [OSAGO — Russian](https://zorgo.uz/ru/insurance/osago/): Russian OSAGO product page.
- [KASKO — Uzbek](https://zorgo.uz/insurance/kasko/): Voluntary vehicle insurance information and calculator entry point.
- [KASKO — Russian](https://zorgo.uz/ru/insurance/kasko/): Russian KASKO product page.
- [Travel insurance — Uzbek](https://zorgo.uz/insurance/travel/): Travel insurance information and calculator entry point.
- [Travel insurance — Russian](https://zorgo.uz/ru/insurance/travel/): Russian travel insurance product page.

## Insurance companies

- [Insurance companies — Uzbek](https://zorgo.uz/insurance/companies/): Directory of insurance companies represented on Zorgo.
- [Insurance companies — Russian](https://zorgo.uz/ru/insurance/companies/): Russian insurer directory.
- [Apex Insurance](https://zorgo.uz/ru/insurance/companies/apex-insurance/): Insurer profile.
- [Inson](https://zorgo.uz/ru/insurance/companies/inson/): Insurer profile.
- [Sharq Sug'urta](https://zorgo.uz/ru/insurance/companies/sharq-sugurta/): Insurer profile.
- [Asia Insurance](https://zorgo.uz/ru/insurance/companies/asia-insurance/): Insurer profile.
- [Kapital Sug'urta](https://zorgo.uz/ru/insurance/companies/kapital-sugurta/): Insurer profile.
- [Gross](https://zorgo.uz/ru/insurance/companies/gross/): Insurer profile.
- [Neo](https://zorgo.uz/ru/insurance/companies/neo/): Insurer profile.

## Insurance guides

- [Insurance blog — Uzbek](https://zorgo.uz/blogs/): Uzbek insurance articles and guides.
- [Insurance blog — Russian](https://zorgo.uz/ru/blogs/): Russian insurance articles and guides.
- [OSAGO and KASKO comparison — Uzbek](https://zorgo.uz/blogs/chem-osago-otlichaetsya-ot-kasko/): Differences between compulsory and voluntary motor insurance.
- [OSAGO and KASKO comparison — Russian](https://zorgo.uz/ru/blogs/chem-osago-otlichaetsya-ot-kasko/): Russian version of the comparison.
- [Documents required for OSAGO — Uzbek](https://zorgo.uz/blogs/kakie-dokumenty-nuzhny-dlya-oformleniya-osago/): Guide to documents used when applying for OSAGO.
- [Documents required for OSAGO — Russian](https://zorgo.uz/ru/blogs/kakie-dokumenty-nuzhny-dlya-oformleniya-osago/): Russian version of the OSAGO document guide.
- [How to buy OSAGO online — Uzbek](https://zorgo.uz/blogs/kak-kupit-strahovku-dlya-avtomobilya-osago-onlayn/): Step-by-step guide to buying compulsory car insurance online in Uzbekistan.
- [How to buy OSAGO online — Russian](https://zorgo.uz/ru/blogs/kak-kupit-strahovku-dlya-avtomobilya-osago-onlayn/): Russian guide to buying compulsory car insurance online.
- [OSAGO price guide — Uzbek](https://zorgo.uz/blogs/skolko-stoit-strahovka-na-mashinu-osago/): Factors that affect the price of compulsory car insurance.
- [OSAGO price guide — Russian](https://zorgo.uz/ru/blogs/skolko-stoit-strahovka-na-mashinu-osago/): Russian guide to OSAGO pricing and calculation.
- [How to renew OSAGO — Uzbek](https://zorgo.uz/blogs/kak-prodlit-osago-onlayn/): Guide to renewing compulsory car insurance without a coverage gap.
- [How to renew OSAGO — Russian](https://zorgo.uz/ru/blogs/kak-prodlit-osago-onlayn/): Russian OSAGO renewal guide.
- [Electronic OSAGO policy — Uzbek](https://zorgo.uz/blogs/elektronnyy-polis-osago-kak-oformit-i-proverit/): Guide to obtaining and checking an electronic OSAGO policy.
- [Electronic OSAGO policy — Russian](https://zorgo.uz/ru/blogs/elektronnyy-polis-osago-kak-oformit-i-proverit/): Russian guide to electronic OSAGO policies and official status checks.
- [How to choose KASKO — Uzbek](https://zorgo.uz/blogs/kak-vybrat-kasko-dlya-avtomobilya/): Guide to selecting vehicle insurance coverage.
- [How to choose KASKO — Russian](https://zorgo.uz/ru/blogs/kak-vybrat-kasko-dlya-avtomobilya/): Russian version of the KASKO guide.
- [Why travel insurance is needed — Uzbek](https://zorgo.uz/blogs/zachem-nuzhna-strahovka-dlya-puteshestviy/): Guide to travel insurance coverage.
- [Why travel insurance is needed — Russian](https://zorgo.uz/ru/blogs/zachem-nuzhna-strahovka-dlya-puteshestviy/): Russian version of the travel insurance guide.
- [How to choose travel insurance online — Uzbek](https://zorgo.uz/blogs/kak-kupit-turisticheskuyu-strahovku-onlayn/): Guide to choosing online travel insurance for a trip abroad.
- [How to choose travel insurance online — Russian](https://zorgo.uz/ru/blogs/kak-kupit-turisticheskuyu-strahovku-onlayn/): Russian travel insurance selection guide.
- [Travel insurance price — Uzbek](https://zorgo.uz/blogs/skolko-stoit-strahovka-dlya-poezdki-za-granitsu/): Factors affecting travel insurance cost.
- [Travel insurance price — Russian](https://zorgo.uz/ru/blogs/skolko-stoit-strahovka-dlya-poezdki-za-granitsu/): Russian guide to travel insurance pricing.
- [Medical insurance abroad — Uzbek](https://zorgo.uz/blogs/medicinskaya-strahovka-dlya-vyezda-za-granitsu/): Medical coverage and assistance guidance for travel abroad.
- [Medical insurance abroad — Russian](https://zorgo.uz/ru/blogs/medicinskaya-strahovka-dlya-vyezda-za-granitsu/): Russian guide to travel medical coverage.
- [Family travel insurance — Uzbek](https://zorgo.uz/blogs/strahovka-dlya-semeynogo-puteshestviya/): Guide to insuring adults and children in one family trip.
- [Family travel insurance — Russian](https://zorgo.uz/ru/blogs/strahovka-dlya-semeynogo-puteshestviya/): Russian family travel insurance guide.

## Optional

- [Sitemap](https://zorgo.uz/sitemap.xml): Complete index of public canonical pages.
- [Robots policy](https://zorgo.uz/robots.txt): Crawler access rules.